Taxes Come First Every year, Congress used to paste?together a mismash of temporary tax?rules. Then the so-called American?Taxpayer Relief Act of 2012 rocked this?world, making long-range tax planning?possible for the first time in a decade.?Because tax rates skyrocketed, it also?became necessary. Being tax-smart is now more?important than ever. In our low-return?environment, high taxes on investments?gnaw like rats on your profits. Taxes?need to be the first thing an investor?considers, not an afterthought. Today?you have to start with taxes.?Nationally recognized investment?advisor Phil DeMuth decrypts the?73,954 pages of tax code to show?you where the trip-wires lie. He offers?simple rules of thumb to navigate the?minefield, all in sparkling English. If you aren?t playing the long game?with your taxes now, you are sending?a valentine to the U.S. Treasury every?April 15 with a needlessly fat check?attached. DeMuth shows how to safely?pare your investment tax bill down to?the legal minimum requirement. It adds?up to a small fortune that would be?better spent on your life, your family,?and your retirement