Our financial choices have consequences. Will you choose wisely? "The Missing Semester"-- an award winning financial guide--provides a short course on the essentials for making wise financial decisions and gaining financial freedom. Although designed with the recent high school or college graduate in mind, the book is relevant to a much wider audience. It begins with the premise that your financial future is your responsibility, and that you cannot plan for or expect help. The book shows how to build a strong financial foundation, prepare for the unexpected, and confront challenges.